Jynae Bird

NMLS # 243700

801-798-7280

jynae@fnmutah.com

Jynae Bird Loan Originator

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Your Guide to FHA Loans: Making Homeownership Attainable

Your Guide to FHA Loans: Making Homeownership Attainable

Let's explore FHA loans, an essential tool for turning your dream of homeownership into reality. Here's a breakdown: Understanding FHA Loans: FHA loans simplify the home-buying process, particularly for first-time buyers and those with moderate incomes.

May 14, 2024 | Purchasing a Home

Mortgage Options for Seniors Downsizing in Retirement

Mortgage Options for Seniors Downsizing in Retirement

Retirement is a significant milestone that represents the end of one chapter and the start of a new one. Many seniors find themselves considering downsizing to a smaller home, which can offer financial freedom, reduced maintenance, and a lifestyle better

May 09, 2024 | Purchasing a Home

What Is Title Insurance and Why Do I Have to Pay for It?

What Is Title Insurance and Why Do I Have to Pay for It?

Navigating the world of home buying can be both thrilling and complex. Amid the stack of paperwork, one expense may stand out as confusing: title insurance. This fee isn't just an obscure line item on your closing statement; it's an essential safety net i

May 07, 2024 | Purchasing a Home

Understanding USDA Rural Development Loans: Benefits and Eligibility

Understanding USDA Rural Development Loans: Benefits and Eligibility

If you're thinking about buying a home and don't have money for a down-payment you might want to consider a USDA Rural Development Loan. Let's talk about these loans and how they could make your dream of owning a home a reality! This article will give you

May 02, 2024 | Purchasing a Home

A Comprehensive Guide to Protect Yourself Against Mortgage Fraud

A Comprehensive Guide to Protect Yourself Against Mortgage Fraud

Starting your journey to homeownership is an exciting and big step. But buying a home isn't without its challenges, and one of the risks in today's real estate market is mortgage fraud. In recent years, fraudsters have become more clever, making it import

Apr 30, 2024 | Purchasing a Home

How a 5% Mortgage Can Get You Into Real Estate Investment

How a 5% Mortgage Can Get You Into Real Estate Investment

Starting a real estate investing business can be both exciting and challenging. In November 2023, Fannie Mae reduced the required down payment on owner-occupied multi-family properties from between 15% and 25% to just 5%. This change opens up a unique opp

Apr 25, 2024 | Purchasing a Home